Who clicks on links? If I do, it's not on a post from a noob.
I agree, if you like the house, who cares what it's current sale value is. You aren't selling it, and if you paid too much you are the stupid one. You have to be sure you can at least walk away and break even at a minimum. If prices have been going up for years, it's the worst time to buy, so you need a lot of equity going in in case of a bubble popping. I found that out the hard way on my first mobile home purchase, but still ended up breaking even in the end. I just lost the payments I had made but I would have been renting anyway so I just chalked it up to paying too much rent.
When we bought our current house, financing $60,000, the banks wanted to lend us $160,000. We thought that was pretty funny. Even the local bank we ended up using in the end wanted to lend us $100,000. We bought what we needed, not what they wanted thier percentage of profit on. Even then, in 2000, I was thinking what idiot buys these loan bundles? If construction worker with a BS in agriculture can see this in 2000, what are all those guys with a phd in economics smoking that they can't? Clearly they never give a sucker an even break.
THE LIPO RULES. NEVER ABOVE 4.3V NEVER BELOW 2.7V DON'T PUNCTURE
Ideal charging /discharging range for Lipo, 3.65v minimum 4.1v maximum
See battery technology section, FAQ thread at the top of the page for lipo noob info.