I hear ya, the limn2o4 is pretty safe chemistry, mostly don't want to overcharge it because it shortens the lifespan. And I don't leave freddy alone for long.
The 48v supply doesn't have sense wires so it will err on the side of less power to the battery by default. Whatever I sort out to control it can use sense wires.
I'm thinking about using something like this to shut it down at 48v, just to keep it simple, no coding. It has high and low threshold, I think, kind of amusing verbiage:
http://www.ebay.com/itm/12V-Multifunction-Self-lock-Relay-PLC-Cycle-Timer-Module-Delay-Time-Switch-CLOCK-/331650681404?hash=item4d37ebca3c
from there it is either:
add a 12v adapter (always on when plugged in) and bigger relay to shut the whole thing down.
or
open it up, see if it has standby power I can tap, see if I can shut output down with a 10a relay (i.e. pull trim to lowest voltage or something).
It may not like acting like a charger though and I might have to pwm the trim or something to keep the current in limits.