Sorry to bump an old thread, but
I have nine 6s turnigy lipos on my bike arranged for 18s 15Ah.
I charge with the packs attached to my bike, in an unfinished part of my basement or in my garage against a wall, and I leave the controller plugged but switched off in when I'm not going to charge between rides. I do not attend my packs during charging, nor do I balance charge my lipos. I have left the house with no one home while they were charging on several occasions. I do not worry for the most part.
I check the balance of my packs about every month, once at the end of a long ride and once after charging. I have my hyperion charger set to charge unbalanced to 95% TCS capacity. This is usually about 25.02V. I very rarely discharge more than 80% of my pack. I usually only discharge to no less than 60% before I charge it back up for the next ride.
The only low voltage protection I have is a buzzer that attaches to one of my 9 packs goes off at a programmed amount. iirc it's at about 3.3V/cell. Only a few times in 1.5 years have I ever had it gone off.
I may be on the edge of disaster, but my packs have <150 partial-cycles on them and the cells are always in balance when I check. I would say my pack is in good health. If I think otherwise, I will keep a closer eye on things.