The short answer is, once you get to voltages that high, balance (hobby) chargers aren't typically used. What we've seen done before is people splitting their larger series packs into 4-6s sections, pulling them off to balance charge individually, and reconnecting in series for use. So you could do it that way, if you're dead set on using hobby chargers.
But again, once you get to voltages that high, you're probably better off going with an adjustable-voltage charger, and a BMS that may or may not feature active balancing (if a pack it well build and properly taken care of, it shouldn't go out of balance much, if at all).
As for storage voltage, typically one would just either pay attention to charging and stop before it gets to full, or take a fully-charged pack and use it until the voltage comes down. You can always use inexpensive
load testers to bring voltage down to a set point, and those are handy to have around for other uses anyway, like capacity measurement. testing. You can also just rig up an appropriately-sized resistor bank, wired to a connector that matches your charge port, thought with that method you'd have to pay close attention and manually disconnect when it reaches the voltage you want.
Sorry if that's not much of an answer. Though as you mention, you can get some high-voltage hobby chargers, as long as you don't mind the expense.