I am no expert by any means, but I don't think you can beat the convenience of a well functioning BMS. You plug the pack into an appropriate charger, and let er go. If well balanced, the charger will take each tell slightly over 4.2V, and then they will balance down to 4.2. If any cell in the pack every goes beyond a safe voltage (ie: 3.0V) then the entire pack shuts off.
The problem with a BMS is they usually don't have any logging, or anyway to know if they are actually functioning properly or not.
Hobby chargers, on the other hand, give you complete control over the charging process, and will balance charge every time. They are a little more complicated as (have to get the settings right for the charge process) and many require a separate power supply (although some have AC leads built-in). You would need something to alert you to LVC, but that is easy to come by.
I would NOT use any sore of lithium battery without either a BMS or hobby charger. IMO, bulk charging a multi-cell battery without a BMS is extremely dangerous. Yes, you will get to the right voltage, but some arrays could be at 3.9 volts and others at 4.5V! That could happen WITH a BMS as well, but is less likely to happen, since balancing should happen more regularly (in theory).