I shorted 48v 105AH batteries on my electric boat early on and promptly created a large and permanent, stainless steel nut/washer and bolt assembly. Made me a bit more cautious and respectful. Good news is that unless you do your soldering in a "sweatshop" are incredibly nearsighted and don't bother to use glasses, or hold the terminals with a clamp afixed to your chest (I really don't want to know any of those details) the greatest risk is tissue (and equipment) damage.
Low Voltage Electrocution -
http://bme.ccny.cuny.edu/faculty/mbikson/BiksonMSafeVoltageReview.pdf
Peng and Shikui (1995) reviewed cases of
low-voltage electrocutions in China. Though they
state that it is ‘relatively rare to be electrocuted by
voltages lower than 100 Vâ€Â, specific statistics or the
methods by which they identified cases were not
presented. Peng and Shikui (1995) presented 7 cases
of electrocution by AC or DC voltages ranging from
25-85 Volts. In all cases, the contact site was on or
near the chest, the contact time was “longâ€Â, and skin
burns were observed. In addition the authors note
that all victims were working in an enclosed, high
humidity and high temperature environment