generaly, any gear reduction above 10:1 will be Very hard to turn for the wheel when the motor is off, or if you start going down a hill, or try to push the bike in the garage, ect. at 25:1 it would probably act like it's locked up, or nearly.
As an example, I have a 1 horsepower electric whinch on a track in my garage. it runs a 50:1 rediction to the spool, and can lift 900 pounds. when I turn the motor off, it will hold that 1600 pounds just fine. There is no cable lock on it. It was designed and sold that way. Only the resistance of a 50:1 reduction is needed to hold the cable and what ever I have suspended off it: Engine blocks, refrigerators, Couple of girls in rock climbing harneses hooked to it and using it as a swing. The binding force of high Ratio gears is a verey efective lock.