Your meaning was right on the money. Something like a ZAP should not be required to be a tippy three wheeler. We need a third class of vehicle, that falls between the car and the nev. It exists in the millions, but has to be used on private property. At NMSU for example you see their maintenance crews driving all over campus, which is private property technically, in various small utility vehicles that can go about 35 mph tops. They have seat belts, lights, signals, etc. But no air bags, so they aren't cars.
Honestly, traffic is if anything worse on campus than in town. But you can't drive those vehicles in town. Outside of town, you can drive them on a 55 mph highway through the farms with no drivers licence or insurance, cuz it's a farm vehicle like your tractor. If you own a farm that is. But you can't drive em in town, where the speed limit is 35 mph. Dumb to allow that loophole for a farmer yet you can't have one in town to zip to the store and back cheaply. Nope, gotta be a three wheel. Not counting the leaners, how many years have we known those delta trikes are rollmobiles?
It's just stupid. Sure, you want your car that you may be driving 100 mph to be safe. But on 35 mph roadways we should be able to buy a vehicle less expensive than a car, yet not as slow as an nev.
