Yes, chances are, your charger and bms are working well, and the best thing is to leave it to do it's thing and stop worrying about it.
If it acts funny though, then you may want to examine what is happening more for sure.
On the balancing thing, I firmly believe that a good pack, one with a track record for staying in balance, run to lighter depths of discharge, at reasonable c rates, seldom, mabye even never? needs balancing. In this situation, a lighter charge voltage will do no harm, and who knows, might even add even more cycles.
A pack with runt cells, or run to cutoff routinely, or run at high c rates, may need a balancing every cycle. Maybe even a extra light cycle to balance twice. It all just depends on the bike, the rider, the quality of the cells.
All last summer, I had no charger that would kick in the bms to balance my pack. Because of melted motor issues, till fall, I put the bike on the bus to get part way home. So I rode about 100 cycles with a 60% dod and a 44v sla charger. Checking the cells weekly, I never caught the thing out of balance one time. In the fall and winter, now having a 66.5 v charger, I rode to cut out a lot of times in the cold weather. The pack would get a bit out of balance then, but snap out of it in about 2 cycles
Today I will ride my 3000 mile on the battery, and have the 1 year anniversary next week. No cycleanalyst, but I monitor charging kwh, and the kwh that goes back in after a run to cutoff hasn't changed yet at all. I think the main thing on battery lifespan is a well matched system, so I keep harping, get a big one. Get a big one and have too much battery is no problem. Get too small, and you may have big problems. Given the $1000-$3000 invested in an ebike, why try to shave $200 off the most important thing in the system? You'll be happier with a smaller motor and a good battery than with a big motor and a weak battery.