The Future of American Housing

[Dauntless]

Gee, I do own my house, so I'm fine---unless I decide to move. The house across the street from me has been a rental more than 10 years, the house on one side has for more than 20, on the other side it's been assisted living for more than a decade. Oh, that owner wanted to buy mine and my many bedrooms.

And I have nonstop pushy organizations inquiring if I'd be interested in selling. (And go WHERE?)

[youtube]EBb9zf_zWvU[/youtube]

 

[markz]

Costly to move, but I did hear an advertisement that literally said that buyer and seller both only getting 1% each.
I still dont know how that works, but maybe the normal buyers realtor would agree to 1% instead of their split usually 3%.

The OG of 1% would have probably worked the same way, but hiding that fact as stated above in their adverts.

Rarely are there "for sale by owner" any more.

edit
This one is for Canada


https://modernsolution.ca/

Full-Service Real Estate MLS Listing
1% Commission to Seller Agent
1% Commission to Buyer Agent
TOTAL 2% Commission

Some agents offer 1% for themselves as the seller agent, while still charging 2.5% for the buyer agent, a total of 3.5%.
We charge 1% for each agent, a total of 2% for Full Service:

Costly to move, but I did hear an advertisement that literally said that buyer and seller both only getting 1% each.
I still dont know how that works, but maybe the normal buyers realtor would agree to 1% instead of their split usually 3%.

The OG of 1% would have probably worked the same way, but hiding that fact as stated above in their adverts.

Rarely are there "for sale by owner" any more.

 

[John in CR]

...And go WHERE?...

Anywhere outside of California and into the real world, hopefully not another place that's just reclaimed desert. I'd suggest somewhere with plenty of fresh water naturally, and a temperate climate where you don't have to waste money on heating or cooling your living environment.

 

[Dauntless]

Jobs. Don't forget jobs. Not that I've been doing wonderfully around here. I had always expected to wind up working regularly in the LA area so I'd move there. North of LAX there's Westchester, where my friend would drive to work from less than 20 miles away but I could get to his workplace quicker from over 30 miles away.

I don't think California is a good place to rent out your house you could sell for let's say $1 million but could only rent out for $3,500/month. From that $42k a year comes $13k a year in property tax and then insurance, maintenance, etc. But the rentals are out there.

 

[markz]

Well you'd need to look at the income tax rate as well.
For every dollar you make in the Golden State.......
When you could be living elsewhere but if your stuck in Cali, your stuck
Cant get no better house for cheaper, esle where.

 

[Dauntless]

From what I could tell I could get a better house in the area of Comal/Blanco/Bexar counties at half what mine is alleged to be ready to sell for. If I want land the Hill Country isn't the middle of nowhere, etc. But property tax in Texas, yikes, starts at twice mine and they get to add local tax. You could top 4% fro what I hear. So half the price word be higher property tax


Oh, worse, my property tax is from lower prices, hell, the last 6-7 years alone the prices more than doubled, but I don't get hit for that as long as I keep this one. For all I know, sine I registered in this board my house might be up 4 times what it was.

 

[markz]

Land tax for "farms" are quite cheap.
Easy loop-hole to take advantage of.

Figure out what is cheap to make into a farm, and requires minimal labor. Maybe raising animals, sheep, chickens, turkeys, look into free range certification, could grow food. Lots of cheap labor to exploit in California.

 

[nicobie]

Lots of cheap labor to exploit in California.

:lol: :lol: :lol:

I can see you don't live in CA

 

[The fingers]

The biggest issue for farmers in California is water.

 

[Dauntless]

The biggest issue for farmers in California is water.

The second biggest is getting rid of all the cheap labor demanding jobs. Just wait until all those people escape those cages.

 

[markz]

The second biggest is getting rid of all the cheap labor demanding jobs. Just wait until all those people escape those cages.

In Britain, they just let them go free and get a pinky swear promise to appear.

 

[Dauntless]

Then we have the 'Picker Riots' because the employers are refusing to hire "Enough" pickers and the migrants demand laws to employ them.

 

[nicobie]

I don't know what you are talking about. As it is today, there are not enough people to take the well paid jobs in the fields. White people think they are too good for field work. They much prefer unemployment checks.

 

[Dauntless]

I don't know what you are talking about.

And of course you don't let that stop you. We're discussing farm labor. Where there are still some white people working, I see my relatives employing them, etc., but because of the preference for nonwhite people there are many whom have given up. What labor shortage there is in post harvest. . . .

Oh, useless to explain, isn't it?

 

[markz]

The Future of American Housing

Options are:

Motorhome Motor coach Travel Trailer Homes
Pro's - Very cheap, No pad rent, no utilities, Cost $2k + Ins + Reg + Plate + gas to move a block every 2 weeks.
Con's - Shower Toilet may not run, how do you get rid of waste in tanks for free, and get free water to fill tanks.





Tiny Homes on a trailer
Pro's - Cheap, new construction, need a place to park it, camp ground, lease land
Con's - Water and power hookup needed and routed to your spot.






Cargo Container Homes
More expensive, old used containers could have stored toxics, needs hookups.






Mobile home in a mobile home park, or leased land from farmer.
Pro's - Still cheaper then a house, get a yard, have a fixed address, have a driveway & a garden. I've seen old single wides for $50k, and $200k lakeside.
Con's - Pad rent cost dramatically, and utility cost, cant get traditional mortgage.






Small condo, 450-550sqft
Pro's - Cheap, parking stall
Con's - Cramped, no living space, Condo fee, land tax, utility cost, condo board, condo rules, lots of neighbors very close by, potential risk when reserve is blown through, high crime rate.

 

[John in CR]

If you can work remotely maybe think about moving to W Virginia. They're giving people $12K with no strings attached to move there along with other benefits boosting the giveaway to a $20k value. With Elon's Starlink all of the US will have coverage by the end of the year, so living in the boonies can be a reality.

 

[nicobie]

That's interesting. By chance do you still have the link?

 

[markz]

You'll be paying 4 to 6% state income tax, plus the weather is worse then warmer states south with lower income tax.
But yeah you gotta weigh the prices of everything involved, cost of moving, cost of houses, land tax, utilities, groceries, and take a hard look at the various state laws that apply to you, inheritance taxes for example.

 

[Dauntless]

I would want back the WV of yore, the trees, almost heaven. Blue Ridge Mountains. Shenandoah River.

It's all gone now. They coal mine by simply cutting down the mountain and taking the coal, then piling dirt up as though it's a mountain again. Regrowing is such a slow process.

But I can't help but imagine having a budget to build a film studio in a place where the state income tax is lower than California and people are collecting $12k to move there. . . .

But instead imagine a world such as the Dakotas when there was the natural gas boom. Oil too. All the people living in motorhomes in the Walmart parking lots. Well, not all the people, there wasn't enough parking there. Then they start buying up the contaminated Katrina trailers from Louisiana and bringing them up to make a whole new group of people sick. One of my relatives in Texas bought one, she didn't live in it but spent enough time on the road with it that it made her sick.

And Gavin Gruesome is trying to push through a law where he gets to buy and control any house that's going to be foreclosed on, deciding who gets to live there. Doesn't THAT just sound wonderful? I sure hope that recall goes through.

Someday, if the government has their way, we'll ALL live like this:

[youtube]sCzBi-TLKu0[/youtube]

 

[John in CR]

I would want back the WV of yore, the trees, almost heaven. Blue Ridge Mountains. Shenandoah River.

It's all gone now. They coal mine by simply cutting down the mountain and taking the coal, then piling dirt up as though it's a mountain again.

That was done to just a tiny % of the land just like Colorado isn't one big ski resort. There's still plenty of pristine nature and backwoods hillbillies in WV. There would be a real winter though, especially at high enough elevation to escape summer heat. That's what I like most about here...southern CA near the beach type weather, but add in a rainy season so everything grows like crazy, and then the temperature is so stable that you can move up or down the mountain to tune the climate exactly to your liking...no heat or A/C and don't need it. I can't even handle A/C anymore with processed air just feeling nasty.

 

[markz]

So your south east of San Jose?
Uvita/Ojochal/Chacara (Coastal)
I heard CR is the top choice for central/s.amer in terms of safety.

That was done to just a tiny % of the land just like Colorado isn't one big ski resort. There's still plenty of pristine nature and backwoods hillbillies in WV. There would be a real winter though, especially at high enough elevation to escape summer heat. That's what I like most about here...southern CA near the beach type weather, but add in a rainy season so everything grows like crazy, and then the temperature is so stable that you can move up or down the mountain to tune the climate exactly to your liking...no heat or A/C and don't need it. I can't even handle A/C anymore with processed air just feeling nasty.

 

[John in CR]

So your south east of San Jose?
Uvita/Ojochal/Chacara (Coastal)
I heard CR is the top choice for central/s.amer in terms of safety.

No, in the central valley. The thing that got me was a government agency website that said "Of the developing countries Costa Rica has the best quality of life." I thought that sounded pretty good, so I came for a visit for a month checking out places to live and making sure the infrastructure I needed was sound and reliable. 2 months later I moved the family down and discovered the climate benefit. Safety is mostly about being smart wherever you are in the world.

 

[Dauntless]

https://ascendwv.com/

 

[neptronix]

I have a few clients in the mortgage industry and they're saying they have nearly zero inventory here in Utah to sell.
The cost of building materials has prevented construction of typical homes from being economical.

Me and my lady have been looking at innovative and aesthetically pleasing designs using shipping containers. We're strongly thinking about building a home together using this insanely cheap, strong, and durable material.

This is one of the nicer container homes we've seen ( although they should have painted the exterior at least!. Around 800 square feet and under $50k to build... at those kinds of prices, it makes zero sense to buy a traditional home. A couple could easily self finance and build the entire thing in two years.

[youtube]9QNPB9naZQg[/youtube]

 

[Manbeer]

This is about a mile away from me, it was the first of its kind in the area. Now they are a handful, various sizes and styles. The layout is pretty clever on this one if you like a minimalist look though. For a while, they were selling these as a kit almost like a modular

https://www.mbarchitecture.com/container-studio