Have you read the instructions or watched the video?
I dont really understand what you are asking about, but its the max CELL Voltage that is set on the display, NOT the pack Voltage.
On your little 12S/5Ah pack, if it was dis-charged fairly low, say, 3.70V, then it would take about 40 Min. to charge to 4.10V.
I usually charge right after a ride to a Storage value like 3.85V and top charge to 4.13V right before I leave.
Although I have used the balance function, I just ck. the cell Voltages after top charge with Battery Medics and if they are off more than +/- .004V, I will balance/discharge with the BMs to get them the same. This usually only takes 10 min.s or so.
What BMSs are you talking about with that tiny 12S pack?