. I was trying as an experiment to charge my Hyln cell 36v 10s li-ion battery with a diy power supply. Just a 42V 3.8A transformer and then a rectifier and the capacitor.
If there is no current limiting (which lowers the voltage until the current is below the limit), then you can have too high a current that can damage things.
Sometimes these are called "bad boy" chargers for the reason that they don't have any current limiting, and also no voltage regulation.
Also, remember that 42v AC is not the same as 42v DC, which is what you need on the charge output for a 10s pack. What is the actual voltage, unloaded (not connected to the battery), for your "bad boy" charger?
IIRC, the rectified DC voltage will end up about a third more than the peak AC voltage. So if the 42v transformer is 42v AC p-p, then it'd be around 55v DC after the rectifiers at the output.
If your BMS FETs aren't rated for that, then as soon as the BMS turns the input off for any reason it'll have too high a voltage across the charge FETs and they'll probably be damaged or destroyed. Usually the damage is a type that shorts across the FET source/drain, essentially permanently turning that FET on, so that the BMS cannot prevent cell overcharge. In this event, the balancers (if any) will stay on all the time trying to drain the overcharge of the cells, but they can't stop the overcharge. The cells will then charge up to around 5v+ each, which is probably damaging them in ways that can lead to a fire (even if the overcharge is drained off).
Exactly what the damage could do depends on the cells, the exact damage, etc. But I could imagine scenarios in which it can cause the cells to no longer charge correctly, or fully, and cause internal "shorts" that cause voltage drop even while charging, or once the charge source is removed.