I totally disagree with these conservative lipo numbers that folks are throwing around. (yes I understand that they promote longevity)
Back in the day when Lipo first hit the scene we used to prop our RC planes so that they would pull every cell down to 3.0V under load - just over where the 3S ESC BMS would cut out. I did hundreds and hundreds and hundreds and hundreds of flights like this. Never with a BMS, always charging all the way up to 4.2V and always discharging until the 3S pack was about 9V. Just beating the crap out of the cells. For years - and guess what? I still have most of those packs (the ones I did not lose or poke holes in or run dry). They still have good capacity. Maybe balanced them a few times in a few years.
Then... the crap LiFePO4 started hitting the market (think Thundersag). Everybody justified spending the big bucks because they were going to get 3,000 cycles. Yea... 3,000 saggy ass 2C cycles. The deal is... by the time anyone ever got their monies worth out of a ThunderSag the technology was so old and crapped out that they were hardly good for bulk storage.
Now we have Nano this and nano that - cells that dont even sag at 50C
SO... why I ask... are we so worried about getting thousands of cycles when the rate of change of technology is changing so quickly? I say the best value is to buy as much lipo as you can afford around the 15C to 20C range and enjoy it. Chances are a pack will be ruined by leaving the bike on or an accident or some stupid failure anyway. At least that has been my experience. Packs die - horrible deaths

Rarely do they get "worn out" and the whole point is to extract as much pleasure from them as possible before they burst into flames or something better comes out.
But - that is from a high performance perspective. No 40A discharge happening here.
All this worry worry worry about not discharging below 3.4V and not charging above 4.1V
That may extend longevity - on a years scale - but when I am riding I really dont care. I want as much energy in my pack as can fit and I want to ride as hard and as long as I can - with as light of a bike as possible. Push the limits. This means charging all the way up to 4.2V or even 4.25V so that for the first few minutes of my ride I can experience the explosive power of 100V 150A hammering a 20" Cromotor. Blow off all that adrenalin - then my cells are at 4.15V and I can take my 20 mile ride.
This conservative LVC point may work for some (running low current limits) but one should not assume it works for everyone. Case in point:
I run 24S 10Ah 15C cells - the ol'school HObby King packs
10Ah * 15C = 150A rated
Well... My controller is tuned for 150A DC limit - and I hit it - for seconds at a time - and the last thing on the planet I want is a hardware BMS cutting out under heavy load! That is retarded. Ever hit a hard limit while accelerating so hard you are scared? 15KW shuttering and going into oscillation is no good - not for the rider and not for the controller.
Hardware cutt-off is for hardware cutt-off levels. (i.e. NOT TO BE HIT)
It is the job of the Controller pack level LVC or the CA Pack level LVC to start "softening" the discharge curve as the pack gets near the end. The hardware cutoff levels are there as an emergency backup and thats it. That is why they are set to 3.0V (or 2.7V for those of us who have been around a while)
I think folks should set the hardware cut for 3.0V
THEN... set the CA for 4 or 5 volts (pack level) above that - whatever works out to 3.3V or 3.4V or 3.9V or whatever gets you aroused. The CA has a nice soft roll-off, it will let you dip DYNAMICALLY down below 3.4V per cell but over a timeline it will keep you safe. Hardware cutoff without hysteresis stinks.
The hardware in a BMS is for emergencies - not to bounce off of on every ride

Anybody who has an 80lb ebike with fixed gears that go 35mph can attest.
More came out there then I intended - but for the last few months I have been hearing more and more of this 3.4V LVC and 4.1V HVC talk. Ok - fine - do that with your charge voltage and your controller LVC - but hardware limits should be set to hardware levels. Anyone who says a pack has 0% charge left with 3.4V on the cells has never ridden 5 miles like that. I have - many times. There is certainly enough charge to get a guy home - pedal assist - at a few hundred watts. So hardware levels should never be set that high - not when there is usable energy left in the pack. This kind of talk is what gives people range anxiety. Ok - so a few cells hit 2.7V... the world is not going to end... Just dont make a habit of it.
Now that I am done writing this I am realizing that I will have to argue the point for hours and hours and hours with new guys on the forum who I dont even know.
Yea... not going to do that.
I concede the point - right now - to anyone who wants to argue with me.
YOU ARE RIGHT
I AGREE
I TOTALLY AGREE
I am wrong and I accept it.
Whatever I have to say to be able to spout my opinion and not argue about it.
Just think some opposing viewpoints need to be interjected from time to time else things might get skewed around here.
lol...
-methods