October 2011, some cellphone bimbo rear ended my car. She was talking away I'm sure and forgot to use the brake until the very last second, from about 40mph. Her insurance contested the event.
To the chase: After several months of communication with my company, and my company in touch with hers, and also in touch with the company of the person I rear ended, said bimbo's company picked up the tab for all of it, ALL of it!
The BIG resolution: within 30 days of settling, all three national insurance companies involved instituted new policies regarding cell phones and driving. They now have ads, telling customers 'if you have no accidents while using cell phones, we'll lower your deductible'. That's positive reinforcement, while the lawyers figure out how to write it in red on each contract, while they get the policy aligned to have the right to all phone records IF cellphone usage is implicated in an accident. That change is underway folks, and I'm so very happy.
If you think you can text and drive, then you ought to be able to put a piano keyboard on the dashboard as well and 'write' music as you journey along. It's all the same…distraction.
As for being a cyclist who gives the 'sport' a bad name, I can't count the number of boneheaded maneuvers I've seen on video from self centered ES members, who see absolutely nothing wrong with their scooter antics. There's no real double standard. If it's safe or not, those videos don't lie folks. Many of you are SEEN as unsafe, on a bicycle, an E bike, a motorcycle, or a car, and there isn't a thing you can do to put rouge on that pig.
And yeah. Reasoning with the help of simple physics makes a difference. Someday soon cellphone bimbos will be in the extra high risk category. I spoke up, and added my voice to others, and the policies are morphing.
Imagine, telling your insurance company, 'if you let these cellphone infractions go unheeded, your company will die the death of a thousand little cuts, and you'll be out of a job.' Yep, the Underwriters who read my diatribe realized the ruse was up, and faced it, short of total financial ruin, the last thing an insurance company wants to lose is the company.