They have in fact changed substantially since you looked at them. The old topology was:
transformer -> rectifier -> low-pass filter -> linear regulator
But for several years now the topology has been:
rectifier -> switching regulator
So the input to the regulator is now the full-amplitude rectified AC. The regulator handles this just fine despite the large amplitude and full-amplitude ripple, not to mention the fact that the amplitude can be either US-standard 120 VRMS or EU-standard 240 VRMS.
Compared to these demands, 48 or 72 or 1xx VDC input is a walk in the park! As amberwolf notes, you can even crack the box open and bypass the rectifier if you want to eke out a few more percent efficiency.
Only trick is you have to get the polarity right. When I did this, I tried both polarities - one worked and one didn't, and the latter didn't cause any damage.
Edit: check out
this teardown of the iPhone charger. 100-240 VAC to 5 VDC @ 1 A, in a cube about 2 cm on a side and weighing probably a few tens of grams. Astonishing. But this is just a refinement of how things have been done for a while now.