Did you read the document and you know for a plain and simple fact that the insurance policy(s) you bought would have absolved all expenses incurred to you through normal usage of your electrically operated vehicle with two wheels? If so, this great for you. Please share the wealth! Most of my insurance attempts have gone to some guy who hasn't a clue what he is trying to sell me when I really boil down the meaning of the words I am buying from a large company that doesn't want to pay me.